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Buying in a buyers’ market...

Make-the-right-move-3It is a great time to buy despite the recent negativity surrounding the housing and financial markets. If you can buy, then now is probably the best time to buy. Generally since 2007, considered the height of the market, houses prices have fallen approximately 15% to 20% with the UK average house price at £226,887 (June 2012, BBC News) and the Yorkshire & Humberside average at £151,236 (June 2012, BBC News). It remains a buyers’ market, although the numbers of buyers are low. Buyers can still grab a bargain. The question remains, as a buyer where do you start?

The Buying Process in a nutshell...

  1. Knowing your budget
    Here you will work out how much you have to spend on your whole move. Sorting out your finances and having them in place at this stage will put you in a good position to make serious offers on a property. Agents will ask for proof of ID and proof of finance in order to proceed with your offer.
  2. Knowing your criteria
    From your price range to how many bathrooms you need, from search areas to timescales – do you know what you’re looking for? Your criteria may change throughout your property search as you see potential homes. The perfect property probably doesn’t exist for most of us, so it may be worthwhile remaining slightly open minded and prepare to compromise on something. The first step in your search is to register with agents and portals to keep you updated with the latest properties matching your criteria. You can register with Black Horse Property or find your next home for sale today.
  3. The Search
    Once you have a clearer view on what your looking for you can begin your search by registering with agents, looking online at property portals, visiting estate agency offices and of course arranging viewings on properties which matches closely to your criteria.
  4. Making the most of Viewings
    In order to find the right property for you it might be worthwhile driving or walking around the area the property is located in before booking a viewing. It will mean that you will be able to get to know what the local area offers, get a feel for the area and rule the property in or out before wasting your time and the owners’ time before viewing. Make sure you take your time and ask any questions to make your decision easier.
  5. Decision time!
    You may want to shortlist properties or you may be in the fortunate position that you’ve found the right property for you. Decision time – this may include viewing the property for a second to making a serious offer to secure the property or asking more questions to help make the right decision for you.
  6. Making the offer work
    Always think like a seller and make a sensible offer. Making your offer appeal to the seller is your number one priority. The best buyers are those with finance in place and will not be dependent on sale to proceed. Look at the comparable evidence including other properties for sale and those that have sold.
  7. Offer Agreed
    After an offer has been accepted subject to contract you should provide your proof of identification and funding when requested. This will help start the progression of the purchase which will include the appointment of an experienced and efficient solicitor and prepare a memorandum of sale to be forwarded to all parties involved. 
  8. Surveys, Mortgage Valuations & Conveyancing
    At this stage you or / and your lender will instruct a surveyor to carry out a mortgage valuation for the lender or a more in-depth survey report to give you that added peace of mind. Your solicitor will continue with the progression of the sale. The estate agent will be in constant communication with you to help keeping you informed all the way to exchange of contracts and completion.
  9. Exchange of Contracts
    This commits you to the purchase and the seller to the sale.
  10. Completion
    Congratulations! You have successfully bought and moved into your new home. The estate agent will release the keys to you upon confirmation from the seller's solicitor.
  11. Aftercare
    At Black Horse Property we care. We take great pride in contacting you and the tenant to make sure you are enjoying your forward move and your experience with Black Horse Property.

Wanting to learn more information on buying your next property? Visit the Knowledge Room. Start your property search today with Black Horse Property. Click one of the following to see all our properties for sale (and to let).

Buying at a glance...

  • Buying requires knowing your budget, your criteria and commitment.
  • It is currently a buyers' market and is a good time to buy if you are in a position to afford it.  
  • We’re no strangers to the Bradford & Shipley district when in comes to the property market.
  • A strong reputation for results, success, personal service and professionalism for over 12 years and counting.
  • The key to buying in this market is knowing your budget, thinking carefully, having finances in place, making a serious and fair offer.
  • We are instructed every week to help sell properties of all types and all prices throughout the Bradford and Shipley district.
  • An estate agent will be able to send you properties matching your criteria.
  • The best way to see properties is to look around the area first to get a feel and then book a viewing to avoid wasting your own time.  
  • In this market, there are a good number of "bargains" available on the market.   

Heard enough? Join our mailing list today, search properties for sale or visit our Knowledge Room.

Some Hints & Tips from the helpful & proactive property experts...

Remember when buying a property in the Bradford & Shipley district make sure you know three things before you start your property search. 1) Know your budget. 2) What is your search area? 3) Know what’s sold in your search area?

Visit our Knowledge Room to find out more about buying and / or download our Buying Guide.

Hello. We are Black Horse Property of Bradford & Shipley.

Black Horse Property is a general practice firm of property agents who are committed to being outstanding in all we do every single day. We provide a full range of property services including property sales, property management, lettings, maintenance and energy performance certificates (EPC’s). We’re here to help with all your property matters. So, whatever your needs, look no further.

Find out more about us today >>

 

Buying in a buyers’ market...

It is a great time to buy despite the recent negativity surrounding the housing and financial markets. If you can buy, then now is probably the best time to buy. Generally since 2007, considered the height of the market, houses prices have fallen approximately 15% to 20% with the UK average house price at £226,887 (June 2012, BBC News) and the Yorkshire & Humberside average at £151,236 (June 2012, BBC News). It remains a buyers’ market, although the numbers of buyers are low. Buyers can still grab a bargain. The question remains, as a buyer where do you start?

 

 

The Buying Process in a nutshell...

  1. Knowing your budget

Here you will work out how much you have to spend on your whole move. Sorting out your finances and having them in place at this stage will put you in a good position to make serious offers on a property. Agents will ask for proof of ID and proof of finance in order to proceed with your offer.

  1. Knowing your criteria

From your price range to how many bathrooms you need, from search areas to timescales – do you know what you’re looking for? Your criteria may change throughout your property search as you see potential homes. The perfect property probably doesn’t exist for most of us, so it may be worthwhile remaining slightly open minded and prepare to compromise on something. The first step in your search is to register with agents and portals to keep you updated with the latest properties matching your criteria. You can register with Black Horse Property or find your next home for sale today.

  1. The Search

For example, make sure your home is in tenantable condition, prepare your property for marketing, think about it from the tenants’ viewpoint, order your EPC and arrange your Gas Safety Check Certificate. The EPC should be made available for tenants. It is also prudent to carry out a complete and professional inventory detailing the original condition and contents of the property with date stamped photographs. This helps act as a reference point for any potential disputes during or at the end of the tenancy.

  1. Making the most of Viewings

It is important to understand exactly what your agent will do to attract potential tenants and achieve the best rental price possible. Where will tenants see your property?

  1. Decision time!

Arranged viewings will be accompanied unless otherwise agreed. Feedback and reaction is given within 48 hours.

  1. Making the offer work

As soon as a potential tenant is found your agent should contact you to inform you of what they have offered and any special conditions to help you decide initially whether or not you would like them as your tenant. Some agents also operate on a fair “first come first serve basis” which works very successfully. They can also arrange for you to meet the tenants should you wish.

  1. Offer Agreed

After an offer and tenant is acceptable in principle you letting agent should be able to carry out comprehensive checks and referencing. This is the first step to ensuring the quality of your tenants. At this stage, a tenant may be rejected or will be invited to sign the tenancy agreement, pay the first month’s rent and deposit.

  1. Surveys, Mortgage Valuations & Conveyancing

The preparation and signing of the tenancy agreement for the tenant will be carried out at this stage. The tenant will be invited to sign the tenancy agreement, pay the first month’s rent and deposit.

  1. Exchange of Contracts

Congratulations! You have successfully rented out your property. Now the management and maintenance begins. Your agent will release a set of keys to the tenant on move in day or the Property Inspector to carry out check-in and inventory inspection.

  1. Completion

Congratulations! You have successfully rented out your property. Now the management and maintenance begins. Your agent will release a set of keys to the tenant on move in day or the Property Inspector to carry out check-in and inventory inspection.

  1. Aftercare

At Black Horse Property we care. We take great pride in contacting you and the tenant to make sure you are enjoying your forward move and your experience with Black Horse Property.

 

Wanting to learn more information on buying your next property? Visit the Knowledge Room.

Start your property search today with Black Horse Property. Click one of the following to see all our properties for sale (and to let).

 

 

Buying at a glance...

  • Selling requires motivation and commitment, especially in the current market.

  • It is not a great market to sell in but properties are selling and activity is there, albeit low.

  • We’re no strangers to the Bradford & Shipley district when in comes to the property market.

  • A strong reputation for results, success, personal service and professionalism for over 12 years and counting.

  • The key to selling in this market is generating activity and creating a sense of urgency.

  • In June 2012 we have over 20% of stock sold subject to contract which is good level of performance in this market.

  • A sold sign can be achieved by positioning your home as a “bargain” compared to others available.

  • Homeowners nationally have reduced their asking prices in a bid to sell quicker.

  • An estate agent is there to help you achieve as much money as possible for what is likely to be your most personal and valuable asset.

  • However, some agents will overprice your home and provide a “valuation” which is an ambitious and an unrealistic marketing price just to gain your instructions. This is not a “valuation”.

  • A great estate agent will be able to guide your through the entire process and make a justifiable action plan tailor made for you.

 

Heard enough? Book your FREE no obligation Market Appraisal & Proposal Meeting to discuss pricing recommendations and provide a property assessment. Click here.

 

 

Some Hints & Tips from the helpful & proactive property experts...

Remember when buying a property in the Bradford & Shipley district make sure you know three things before you start your property search. 1) Know your budget. 2) What is your search area? 3) Know what’s sold in your search area?

 

Here are some generic ideas for your consideration to make your home look its best when selling.

  • First impressions count so make sure your property has kerb appeal.

  • What do people see first – is the front garden neat and tidy?

  • Is it the best of first impressions?

  • Make sure the property is thoroughly clean and well-presented throughout. The trick is making it look like a lived in show home. Neutral colours throughout can help.

  • Declutter and take care of unwanted odours like smoke and pet smells – not everyone’s cup of tea.

  • Fix any minor maintenance problems and address any major problems.

  • For vacant properties, it can be difficult for prospective purchasers to visualise how to use the space. It may be worthwhile hiring some furniture to show the property off.

  • Small problems can add up to put potential buyers off.

 

Your agent should be able to give you more specific pointers that should help the saleability of your property.

 

Visit our Knowledge Room to find out more about buying and / or download our Buying Guide.

Buying in a buyers’ market...
It is a great time to buy despite the recent negativity surrounding the housing and financial markets. If you can buy, then now is probably the best time to buy. Generally since 2007, considered the height of the market, houses prices have fallen approximately 15% to 20% with the UK average house price at £226,887 (June 2012, BBC News) and the Yorkshire & Humberside average at £151,236 (June 2012, BBC News). It remains a buyers’ market, although the numbers of buyers are low. Buyers can still grab a bargain. The question remains, as a buyer where do you start?    


The Buying Process in a nutshell...
1. Knowing your budget
Here you will work out how much you have to spend on your whole move. Sorting out your finances and having them in place at this stage will put you in a good position to make serious offers on a property. Agents will ask for proof of ID and proof of finance in order to proceed with your offer.
2. Knowing your criteria
From your price range to how many bathrooms you need, from search areas to timescales – do you know what you’re looking for? Your criteria may change throughout your property search as you see potential homes. The perfect property probably doesn’t exist for most of us, so it may be worthwhile remaining slightly open minded and prepare to compromise on something. The first step in your search is to register with agents and portals to keep you updated with the latest properties matching your criteria. You can register with Black Horse Property or find your next home for sale today.    
3. The Search
    For example, make sure your home is in tenantable condition, prepare your property for marketing, think about it from the tenants’ viewpoint, order your EPC and arrange your Gas Safety Check Certificate. The EPC should be made available for tenants. It is also prudent to carry out a complete and professional inventory detailing the original condition and contents of the property with date stamped photographs. This helps act as a reference point for any potential disputes during or at the end of the tenancy.   
4. Making the most of Viewings
    It is important to understand exactly what your agent will do to attract potential tenants and achieve the best rental price possible. Where will tenants see your property?
5. Decision time!
    Arranged viewings will be accompanied unless otherwise agreed. Feedback and reaction is given within 48 hours.  
6. Making the offer work
As soon as a potential tenant is found your agent should contact you to inform you of what they have offered and any special conditions to help you decide initially whether or not you would like them as your tenant. Some agents also operate on a fair “first come first serve basis” which works very successfully. They can also arrange for you to meet the tenants should you wish.  
7. Offer Agreed
    After an offer and tenant is acceptable in principle you letting agent should be able to carry out comprehensive checks and referencing. This is the first step to ensuring the quality of your tenants. At this stage, a tenant may be rejected or will be invited to sign the tenancy agreement, pay the first month’s rent and deposit.
8. Surveys, Mortgage Valuations & Conveyancing
    The preparation and signing of the tenancy agreement for the tenant will be carried out at this stage. The tenant will be invited to sign the tenancy agreement, pay the first month’s rent and deposit.
9. Exchange of Contracts
    Congratulations! You have successfully rented out your property. Now the management and maintenance begins. Your agent will release a set of keys to the tenant on move in day or the Property Inspector to carry out check-in and inventory inspection.  
10. Completion
Congratulations! You have successfully rented out your property. Now the management and maintenance begins. Your agent will release a set of keys to the tenant on move in day or the Property Inspector to carry out check-in and inventory inspection.  
11. Aftercare
    At Black Horse Property we care. We take great pride in contacting you and the tenant to make sure you are enjoying your forward move and your experience with Black Horse Property.

Wanting to learn more information on buying your next property? Visit the Knowledge Room.
Start your property search today with Black Horse Property. Click one of the following to see all our properties for sale (and to let).  


Buying at a glance...
Selling requires motivation and commitment, especially in the current market.
It is not a great market to sell in but properties are selling and activity is there, albeit low.
We’re no strangers to the Bradford & Shipley district when in comes to the property market.
A strong reputation for results, success, personal service and professionalism for over 12 years and counting.  
The key to selling in this market is generating activity and creating a sense of urgency.
In June 2012 we have over 20% of stock sold subject to contract which is good level of performance in this market.
A sold sign can be achieved by positioning your home as a “bargain” compared to others available.
Homeowners nationally have reduced their asking prices in a bid to sell quicker.
An estate agent is there to help you achieve as much money as possible for what is likely to be your most personal and valuable asset.
However, some agents will overprice your home and provide a “valuation” which is an ambitious and an unrealistic marketing price just to gain your instructions. This is not a “valuation”.
A great estate agent will be able to guide your through the entire process and make a justifiable action plan tailor made for you.  

Heard enough? Book your FREE no obligation Market Appraisal & Proposal Meeting to discuss pricing recommendations and provide a property assessment. Click here.


Some Hints & Tips from the helpful & proactive property experts...
Remember when buying a property in the Bradford & Shipley district make sure you know three things before you start your property search. 1) Know your budget. 2) What is your search area? 3) Know what’s sold in your search area?

Here are some generic ideas for your consideration to make your home look its best when selling.
First impressions count so make sure your property has kerb appeal.
What do people see first – is the front garden neat and tidy?
Is it the best of first impressions?
Make sure the property is thoroughly clean and well-presented throughout. The trick is making it look like a lived in show home. Neutral colours throughout can help.
Declutter and take care of unwanted odours like smoke and pet smells – not everyone’s cup of tea.
Fix any minor maintenance problems and address any major problems.
For vacant properties, it can be difficult for prospective purchasers to visualise how to use the space. It may be worthwhile hiring some furniture to show the property off.    
Small problems can add up to put potential buyers off.

Your agent should be able to give you more specific pointers that should help the saleability of your property.

Visit our Knowledge Room to find out more about buying and / or download our Buying Guide.
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